# How to Fund Your Liquid Account

> A step-by-step on-ramping tutorial: add money with a card or bank transfer, move crypto from another app or wallet, and check when your funds are ready.

- Canonical: https://www.liquid.trade/learn/how-to-fund-your-liquid-account
- Published: 2026-10-01
- Category: Education
- Tags: Guide, Beginner, Deposits, On-Ramping, USDC

---

**To fund your Liquid account, sign in, open Deposit, and choose Cash or Crypto.** Cash takes you to the available card, bank, and payment-app options. Crypto lets you send a supported token from another wallet or exchange.

Moving regular money, such as dollars or euros, into crypto is called **on-ramping**. A payment provider handles the purchase or conversion along the way. If you already own crypto, you can use the Crypto deposit path instead.

This guide follows the web app at [app.liquid.trade](https://app.liquid.trade). The methods you see depend on your location, account, and provider availability. On mobile, labels and layout may differ. Use the options and instructions shown in your own Deposit screen.

## 1. Sign in and open Deposit

Open [Liquid](https://app.liquid.trade) and sign in to the account you want to fund. If you are new, create an account with one of the available sign-up methods. If you already have an account, use your original sign-in method so your deposit reaches the right account.

Select **Deposit**, or open the [deposit screen directly](https://app.liquid.trade/deposit).

<Image
  src="/images/blog/how-to-fund-your-liquid-account/s1-deposit-button.png"
  alt="The Liquid trading terminal with the Deposit button in the top bar circled and arrowed, above an account with 0.00 USD available to trade."
  width={1600}
  height={1000}
  className="not-prose my-10 w-full rounded-xl border border-white/[0.06]"
/>

<p className="not-prose -mt-6 mb-10 text-center text-sm italic text-muted">Deposit sits in the top bar of the trading terminal</p>

Have your payment method or sending wallet ready. Cash providers may ask for personal details and identity verification before you can continue. Review their terms and complete any requested verification in the provider's flow.

## 2. Choose where your funds are coming from

<CompareTable
  caption="Choose a deposit path"
  columns={["Your funds", "Where to start", "What to check"]}
  rows={[
    { label: "Debit or credit card", values: ["Cash → Debit Card or Credit Card", "Total charge, fees, and the amount you will receive"] },
    { label: "Apple Pay or Google Pay", values: ["An available cash provider, such as Stripe", "Whether your device and payment method are supported"] },
    { label: "Bank account", values: ["An available ACH, SEPA, or wire option under Cash", "Currency, verification, recipient details, and payment reference"] },
    { label: "Another app", values: ["External Apps or CashApp, when offered under Cash", "The supported source app and payment instructions"] },
    { label: "Crypto wallet or exchange", values: ["Crypto → Token and Chain", "Exact token, network, address, and deposit minimum"] }
  ]}
/>

<Clip
  src="/images/blog/how-to-fund-your-liquid-account/c1-cash-method.mp4"
  poster="/images/blog/how-to-fund-your-liquid-account/c1-cash-method.png"
  alt="Opening Deposit from the top bar, choosing Cash at the payment-method prompt, reading the method list — Debit Card, Credit Card, External Apps, Wire Transfer and ACH Transfer under General, Stripe under More ways to deposit, each with its arrival estimate — then selecting Debit Card, picking the $100 preset amount and stopping at Continue, which hands off to the card checkout."
  caption="Each cash method lists what it is and how long it takes before you pick one"
/>

Liquid's [funding FAQ](/support) lists the supported types of deposit. Availability is specific to your account: if a method is missing, choose another displayed option or contact support.

## 3. Complete your chosen deposit

Follow the section below that matches your source of funds.

### Pay with a card, Apple Pay, or Google Pay

1. Select **Cash**, then **Debit Card**, **Credit Card**, or another available provider. Where Stripe is offered, its checkout may include Apple Pay or Google Pay on supported devices.
2. Enter the amount you want to deposit. Check the minimum shown for that method, then select **Continue**.
3. Complete the checkout that opens inside Liquid or in a separate provider window. Add your payment details and finish any verification the provider requests.
4. Review the currency, total charge, fees, and crypto amount you will receive. Your payment amount and the amount credited can differ because of fees or conversion.
5. Confirm the payment when the details are correct. Keep the receipt or payment reference, then return to Liquid to check the deposit status and balance.

If the provider window does not open, check whether your browser blocked it and use the option to reopen checkout. Check an existing payment's status before starting a new one.

### Transfer from a bank account

1. Under **Cash**, choose an available bank method: **ACH** for USD, **SEPA** for EUR, or **wire** for USD.
2. Complete the bank provider's verification and terms steps. If verification is under review, wait for approval before continuing.
3. Enter your deposit amount and review the transfer instructions generated for that deposit.
4. In your banking app, use the exact recipient, account or IBAN, currency, and payment reference shown. Use the matching transfer type: ACH, SEPA, and wire instructions are not interchangeable.
5. Send the transfer and retain your bank confirmation. Return to Liquid to follow its status until the funds are credited.

<Clip
  src="/images/blog/how-to-fund-your-liquid-account/c2-bank-transfer.mp4"
  poster="/images/blog/how-to-fund-your-liquid-account/c2-bank-transfer.png"
  alt="Choosing Wire Transfer under Cash, which opens step 01, Verify your identity: a consent box for identity verification with Bridge, a field for your full legal name, and a Continue button. Bank instructions appear only after this check."
  caption="Bank methods start with an identity check before any transfer instructions are issued"
/>

Follow any instructions about the sender's account name, minimum amount, and transfer deadline. Bank processing and verification can affect arrival time; use the estimate for your selected method.

### Move funds from another payment or crypto app

Under **Cash**, select **External Apps** to see the supported source apps, or **CashApp** if that option is available. Enter an amount, continue to the provider, and follow the instructions for the app you select. Review the amount and fees before approving the payment there.

You can also withdraw supported crypto from an exchange using the Crypto path below. The exchange's withdrawal network must match the chain selected in Liquid.

### Send crypto from a wallet or exchange

1. Select **Crypto** in Deposit.
2. Choose the **Token** you will send and the **Chain** you will send it on. Only use a combination offered by the app.
3. Read the minimum-deposit and network notices. Acknowledge them to reveal the deposit address and QR code.
4. Copy that address into the send or withdraw screen of your wallet or exchange. Select the same token and network there, then compare the pasted address with Liquid's address.
5. Enter the amount. Account for withdrawal or network fees so the amount arriving still meets the deposit minimum. If you make a small test transfer first, it must also meet that minimum.
6. Review and confirm the transfer in your sending app. Save the transaction hash and wait for Liquid to credit the deposit.

<Clip
  src="/images/blog/how-to-fund-your-liquid-account/c3-crypto-address.mp4"
  poster="/images/blog/how-to-fund-your-liquid-account/c3-crypto-address.png"
  alt="Choosing Crypto in Deposit, selecting USDC as the token and Arbitrum One as the chain, then ticking the two notices — a $15 minimum deposit, and that only USDC on Arbitrum One may be sent to this address — which reveals the deposit address and its QR code. The address is blurred in this recording."
  caption="The address only appears once you have confirmed the token, the network and the minimum"
/>

For example, if you choose **USDC on Base** in Liquid, select **USDC on Base** at the sending exchange too, provided that combination is available in both apps. USDC on another network is a different transfer route.

<Callout variant="warn" title="Match the token and network">
Use the address generated by Liquid for your selected token and chain. Do not substitute an address from another account screen or an earlier deposit on a different network. Sending an unsupported asset, using the wrong network, or sending below the minimum can result in funds not being credited and may cause permanent loss.
</Callout>

## 4. Confirm your funds have arrived

Return to Liquid and check the deposit status and your balance. A card payment being approved, a bank marking a transfer as sent, or a blockchain confirming the first transaction does not necessarily mean the full deposit route has finished.

Wait for the funds to appear in Liquid. Before placing an order, check the amount **Available to Trade** for the market you have selected. If the app asks you to enable trading, review and complete that setup separately.

Your credited balance is the useful number to check against the quote. Keep the payment receipt or transaction hash until you have confirmed that the deposit arrived.

## If your deposit needs attention

- **The payment method is missing:** check the methods available after signing in. Your location, account setup, or provider eligibility may limit the choices.
- **Continue is disabled:** check the amount, displayed minimum, and any incomplete verification or required fields.
- **A card payment is declined:** read the provider's error and check with your card issuer. Confirm whether the attempted payment failed or is still pending before trying again.
- **A bank transfer is delayed:** compare the currency, recipient details, and reference with the instructions for that deposit. Keep the bank confirmation available.
- **Crypto was sent but has not arrived:** check the transaction hash in the sending wallet or exchange, then compare its token, network, destination, and received amount with Liquid's instructions.
- **The provider says complete but Liquid has not credited it:** check Liquid's status and the displayed arrival estimate. If it remains unresolved, contact support before sending a replacement deposit.

Open [Liquid support](/support) or use **Support** in the app. Include the method, amount, approximate time, and payment reference or transaction hash so the team can investigate. Never send a recovery phrase, private key, password, or one-time sign-in code.

Once your balance is credited, your account is funded. If you are still learning the trading controls, the [beginner guide](/learn/the-beginners-guide-to-trading) explains how to practice with simulated funds first.

[Open Deposit →](https://app.liquid.trade/deposit)